A private circle for Final Expense agents who close.
Inbound calls from people who called about Final Expense, live to your phone, in your states and your hours. You pay only for calls past 90 seconds.
No lead lists. No dialing for hours.
No sharing.
A high‑intent customer calls you about Final Expense, and only your phone rings.
How a call becomes a policy
You get the call.
A caller in one of your states asked about Final Expense. Only your phone rings.
Build trust.
Past 90 seconds, it becomes a paid call. Before that, it costs you nothing.
You close.
Your client applies on the call. When the policy is placed, the commission is yours.
Run the numbers with your own close rate.
You close one policy in every
paid calls
Your calls for one policy
$300
5 paid calls at $60
your commission
Type your commission to see what you keep.
Use your own close rate and commission. We don't promise either.
Stop chasing names.
They come to you now.
Buying leads
- Hours of dialing, every day.
- Voicemail after voicemail.
- People who aren't interested.
- Often shared with other agents.
With
- A caller on the line.
- Asking about Final Expense.
- Ringing only you.
Under 90 seconds, a call costs you nothing.
Hang-ups, wrong numbers, short calls: if they end before 90 seconds, they never touch your balance.
Only your states, your hours and your limit
The rules of the circle
Five rules, the same for every member.
One price.
$60 for each call past 90 seconds. Calls under 90 seconds cost nothing.
Only your calls.
Callers from the states where your license is active, inside your hours, up to the number of calls a day you set.
One agent per call.
Every call rings one agent only, and every caller called in on their own.
A fair window to dispute.
You can dispute a call until 11:59 PM your time, the day after it. If we accept the dispute, the $60 goes back to your balance.
Unused money comes back.
A prepaid balance, $250 to start. What you don't use comes back within 5 business days of your request.
How to join
Apply
Your license, your states, your hours.
License check
We confirm your license in every state you choose.
First top-up
$250 to start.
Go online
Switch on, and your phone can ring.
Questions
Where do the calls come from?
From people who called about Final Expense on their own. No dialer transfers, no robocalls, no aged lists.
Can I dispute a call?
Yes, until 11:59 PM your time, the day after the call. If we accept the dispute, the $60 goes back to your balance.
Can I get my balance back?
Yes. Ask for a refund and your unused balance is sent back within 5 business days.
What do I need to join?
An active Life license and at least one Final Expense carrier appointment in every state you want calls from.